Associate Product Owner (m/w/d) (APO) Summer Internship, München (Product Owner)

Über uns Das kleine Software-Unternehmen ist Teil einer der größten
Planungsgesellschaften für Bauten im öffentlichen Sektor, sowie in
der Tragwerks- und Trassenplanung mit Schwerpunkt Bahnverkehr und
Bundesautobahnen. Da das Team sich stetig vergrößert, wird Ihre
Verstärkung als Product Owner (m/w/d) für die BIM Software
benötigt. Die Tätigkeit kann entweder am Standort München oder zu
100% im Homeoffice ausgeführt werden. Es erwartet Sie ein
freundschaftliches Arbeitsklima mit Wohlfühl-Atmosphäre und guter
Work-Life-Balance. Aufgaben Ausarbeiten der Produktvision und
-strategie in Abstimmung mit den Unternehmenszielen Anforderungs- und
Backlog Management Begleitung von Releases und Updates der Software
Enge Zusammenarbeit mit den Stakeholdern sowie mit dem Entwicklerteam
und Unterstützung bei der technischen Konzeption und Spezifikation
von Features Unterstützung beim Go-to-Market in Zusammenarbeit mit
dem strategischen Produktmanagement Profil Ein abgeschlossenes Studium
in Mathematik/ Physik/ Bau-/Wirtschaftsingenieurwesen/ Architektur
o.ä. Mehrjährige Berufserfahrung als Product Owner/Produktmanager
einer Software Vorteilhaft: Erfahrung mit BIM oder im
Bauingenieurwesen Sehr gute Kommunikationsfähigkeiten (Deutsch +
Englisch) und Erfahrung in der Zusammenarbeit mit verschiedenen
Stakeholdergruppen Wir bieten Zukunftssicheres Umfeld Viel
Flexibilität mit guter Work-Life-Balance Sehr gutes Arbeitsklima Gute
Weiterentwicklungsmöglichkeiten Unternehmenseigene Kantine Kontakt
Sie sind bereit für eine neue Herausforderung? Dann bewerben Sie sich
heute noch für die Position als Product Owner (m/w/d) BIM Software.
Bei Fragen wenden Sie sich bitte jederzeit persönlich an: Ariane
Demmeler [email protected], +49 89 4444 3490-9. Ich freue
mich auf Ihre Bewerbung!

Aufgaben:

- Beaufsichtigung der Definition, Erstellung, Bereitstellung, des Betriebs und der kontinuierlichen Verbesserung von End-to-End-IT-Diensten
- Verwaltung von sicheren Sprach- und Datenkommunikationslösungen, Mobile Application Management (MAM) und Enterprise Mobility Management (EMM)-Systemen, einschließlich Hosting und Bereitstellung von Anwendungen over-the-air (OTA).
- Gewährleistung einer qualitativ hochwertigen Servicebereitstellung, Lösung von Konflikten und Bearbeitung von Eskalationen, um die Kundenzufriedenheit aufrechtzuerhalten, Koordination mit technischen Teams und Interessengruppen.
- Leitung virtueller, agiler Service- und Projektteams, Steuerung der technischen Entwicklung, des Betriebs und von Drittanbietern zur Erreichung der Serviceziele.
- Erstellung und Pflege von technischen und vertraglichen Unterlagen, einschließlich Berichten über die Serviceleistung und Abrechnungsdaten, die mit den vereinbarten Standards übereinstimmen.
- Vorantreiben der Konzeption, Entwicklung und Verbesserung von IT-Diensten mit Schwerpunkt auf Kosteneffizienz, Skalierbarkeit und Qualitätsverbesserung.

Anforderungen:

- Bachelor-Abschluss in IT oder gleichwertige Berufsausbildung oder mindestens 6 Jahre IT-Erfahrung; Erfahrung in Software-/App-Entwicklungsprojekten ist unerlässlich.
- Mindestens 3 Jahre Erfahrung im **ITIL-**basierten Servicemanagement in Mobilitätsumgebungen (EMM, MAM, App-Entwicklung, sichere Kommunikation), die das gesamte Service Lifecycle Management abdecken
- Mindestens 3 Jahre als Product Owner (z. B. SCRUM) und 2 Jahre im Projektmanagement, mit nachgewiesenen Fähigkeiten in der Planung, Steuerung und Verfolgung technischer Projekte.
- ITIL V3 Foundation-Zertifizierung (oder höher) erforderlich; Vertrautheit mit den Phasen des Service-Lebenszyklus, der Berichterstattung und den Methoden des Service-Level-Managements.
- Sprachkenntnisse: Deutsch- (C2) und Englischkenntnisse (B1) gemäß CEFR-Standards, mit starken technischen Kommunikationsfähigkeiten.

Schaffe die beste User Experience im Markt! In Deinem APO Summer Internship übernimmst Du von der Konzeptentwicklung bis zum Livegang Verantwortung für ein Produktfeature. Du arbeitest eng mit Entwicklerteams zusammen und wirst von einem Product Owner gefordert und gefördert.    Bewirb Dich bis zum 31.03.2025 für unser neues APO Summer Internship 2025 am Standort München (Zeitraum 18.08. - 10.10.2025). Freu Dich auf ein Programm voller Hands-on Erfahrung, schneller Iterationen und exklusiver Events.  Zu Deinen Aufgaben zählen Erzeuge Impact: Entwickle innovative Produktideen, die echten Mehrwert für unsere User schaffen Tauche tief ins digitale Produktmanagement ein: Analysiere User-Bedürfnisse und entwickle mit erfahrenen Produktmanagern Dein Feature - von der Konzeption bis zum Go-Live Präsentiere Deine Ideen: Überzeuge Deinen Product Owner und erhalte wertvolles Feedback Was Du mitbringst Du studierst im Master und stichst durch herausragende Leistungen hervor (beispielsweise mit wirtschaftswissenschaftlicher, naturwissenschaftlicher, technischer oder ingenieurwissenschaftlicher Ausrichtung, insb. Physik, Mathematik, Elektrotechnik, Informatik, Wirtschaftsinformatik oder Wirtschaftsingenieurwesen)  Hohe Eigeninitiative und Ehrgeiz, Dich in komplexe Problemstellungen einzuarbeiten und innovative Lösungsansätze zu entwickeln Ausgeprägtes technisches Interesse sowie datengetriebenes Arbeiten  Freude an exzellenten Produkten Verhandlungssichere Deutsch- und Englischkenntnisse (C1) Was wir Dir bieten Das Beste aus zwei Welten: Wir sind Deutschlands größtes Vergleichsportal und dynamisches Startup in Einem. In agilen Teams arbeiten wir dran, unseren Kunden im intensiven Wettbewerbsumfeld den schnellsten und besten Vergleich zu bieten Ownership für Deine Themen: Die Möglichkeit, Hands-on Projekte mit direktem Kundeneinfluss zu treiben Wir bringen Dich voran: Enge Betreuung durch erfahrene Produktmanager, regelmäßiges Feedback und eine exzellente Ausbildung, um als digitaler Produktmanager (m/w/d) durchzustarten Exklusives Programm: Maßgeschneiderte Trainings, Workshops und Events in der APO Summer Internship Community Top-Vergütung: Wir bieten eine attraktive Vergütung, die bewusst über dem Marktdurchschnitt liegt Hast Du Fragen? Laura Hecker [email protected] https://jobs.check24.de Bewerbungen können ausschließlich online über unser Bewerbungsformular angenommen werden.

To Recruitment Agencies:
Allianz SE has an in-house recruitment team that sources great candidates directly. Therefore, Allianz SE does not accept unsolicited resumes from agency or search firm recruiters.

When we do work with recruitment agencies, that engagement is formalized by a contract. Fees will only be paid when there is a contract in place. Without a contract in place, we will not accept invoices on unsolicited resumes, even if the candidate was ultimately employed by Allianz.

Finally, please do not contact hiring managers directly.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.

Great to have you on board. Let's care for tomorrow.

Note: Diversity of minds is an integral part of Allianz' company culture. One means to achieve diverse teams is a regular rotation of Allianz Executive employees across functions, Allianz entities and geographies. Therefore, the company expects from its employees a general openness and a high motivation to regularly change positions and collect experiences across Allianz Group.

Who are we?

Are you keen on driving innovation? Do you excel in a culture of diversity, collaboration and trust? Then let's care for tomorrow. At Allianz SE, you can count on having a voice, driving innovation and change and making an impact - for us, yourself and the world. For more about Allianz SE, click here.

Who will you be joining?

Global P&C is a Group Centre of Allianz SE based in Munich. Mandated to drive P&C profit enhancement globally, Global P&C supports operating entities to develop a competitive advantage in their markets, to create a self-sustaining culture of improvement within the Allianz Group, to foster P&C talent development, and to enhance Technical Excellence (TEX) in P&C. An international team with diverse backgrounds and extensive experience, Global P&C has 90+ colleagues from over 20 countries.
We are recruiting a Global Business Owner for Governance Solutions. In this role, you will lead the strategic initiative to migrate our governance assessment and referral processes to a new technology platform. Collaborating closely with colleagues across Allianz SE Group, and our operating entities, you will assume full ownership of this critical project. As the primary point of contact and decision-maker for all related activities, you will have the opportunity to drive strategic change and enhance our governance processes, ensuring they align with our organizational goals and operational excellence.

How can you make an impact?

From day one, you will play a pivotal role in transforming our governance processes by enhancing efficiency, improving user experience, and simplifying process management. As the Business Owner, you will lead efforts to streamline referral processes and provide seamless user support, while designing and evolving our tool independently of the central IT department. You will oversee the testing and handover of SharePoint functionalities, gather requirements, and customize questionnaires for areas such as Sustainability, Claims Technical Excellence, and Underwriting Referrals. Additionally, you will create user guides and conduct training sessions to ensure a smooth transition for end users.
As the project progresses, you will design and implement assessments using Power Automate, develop reporting functionalities in Power BI, and integrate the AI ChatBot. You will also scale the solution to additional areas, ensuring broad organizational impact.
Collaboration in an international environment will be key as you engage with cross-functional teams and align project objectives with broader business goals. Communication will be a cornerstone of your role, as you provide regular updates to senior management and stakeholders, fostering transparency and informed decision-making. Your proactive approach to risk management will be vital in identifying potential challenges and implementing effective mitigation strategies for the project. Additionally, you will manage the allocated budget, optimize value add, and establish and monitor key performance indicators. Your technical expertise and vision will be instrumental in guiding our governance solution to success, creating a lasting impact on our organization's future.

What are you made of?

Minimum Qualifications:

- Excellent analytical skills to assess and refine governance processes, with a keen attention to detail
- Strong communication skills with capability to convey complex information to both technical and non-technical audiences and confidence to interact with senior management
- Strong leadership skills with the ability to drive strategic initiatives and manage projects independently
- Proficiency in using Microsoft SharePoint, Power Automate, and Power BI, with experience in integrating AI solutions like ChatBots
- Understanding of governance processes and regulatory frameworks
- Proven experience in managing projects and budgets
- Excellent English language skills; additional language a plus
- Master degree in Business Administration, Information Technology, or a related field is preferred

Preferred Qualifications:

- University degree in information technology, computer science, data science or analytics, operations management, industrial engineering or economics

Do we have what you need?

- Flexible working arrangements
- Excellent career development opportunities
- Family friendly working environment
- Health and well-being offerings
- Company pension and health insurance
- Multinational, diverse and inclusive community
- Opportunity to affect our sustainability initiatives

And there is much more! Find out more here: Allianz SE Benefits
More information regarding our recruitment process: Allianz Careers

In case of any question please contact our Senior Recruiter: Ms. Daniela Lindig : +49 89 3800 2345

People with disabilities:
We want to give all our candidates the best opportunity to succeed.  If you need any adjustments to be made during the application and selection process, please email to [email protected]

#StandwithUkraine
#LI-Hybrid

69234 | Project Management | Professional | Allianz SE | Full-Time | Permanent

Ist unsere Story auch deine Story? Wenn Kinder die authentischen Figuren und Spielsets von schleich® in die Hand nehmen, eröffnen sich wunderbare Fantasiewelten. Jeder Dinosaurier, jeder Elefant, jede Elfe ist der Beginn einer aufregenden Story. Unsere Vision: ,,Shaping Storytellers for life".  Und deine Geschichte bei schleich® beginnt hier.   Lass uns zusammen nicht nur die Freude am Geschichtenerzählen wecken, sondern auch die Story von schleich® weitererzählen ­- vom traditionellen Spielzeughersteller zur Global Love Brand. Werde Teil unserer aufregenden Transformationsstory.   Wir vertrauen dir, geben dir Ownership und die Möglichkeit, in einem dynamischen Umfeld international und digital zu arbeiten. Wir packen gemeinsam alle Herausforderungen an, die in der Zukunft noch auf uns warten. Nutze deine Chance, mit uns zu wachsen und wirklich etwas zu erreichen.   Working at Schleich. Make your mark. Working Student Product Owner / IT Project Manager (all genders) in München Folgende Abenteuer warten bei Schleich auf dich: Unterstützung des Head of Digital Commercial Enablement und der Projektmanager/innen bei der Definition und Priorisierung von Anforderungen  Mitwirkung bei der Planung und Steuerung von Projekten  Kommunikation und Abstimmung mit verschiedenen internen Teams (Entwicklung, Design, Marketing)  Teilnahme an Scrum-Meetings und anderen agilen Prozessen  Unterstützung bei der Erstellung von Roadmaps  Analyse von Marktentwicklungen und Kundenanforderungen, um Optimierungspotenziale zu identifizieren  Mithilfe bei der Erstellung von Reports und Präsentationen für Stakeholder  Dokumentation von Projektfortschritten und Ergebnissen  Die Kapitel deiner bisherigen Story: Du studierst Betriebswirtschaftslehre, Informatik, Wirtschaftsinformatik oder ein verwandtes Fachgebiet  Erste praktische Erfahrungen im Bereich Projektmanagement oder Produktmanagement sind von Vorteil  Du hast Interesse an agilen Methoden und Scrum  Du bist kommunikativ, teamorientiert und beherrschst sowohl Deutsch als auch Englisch sicher in Wort und Schrift  Du zeichnest dich durch eine strukturierte und eigenverantwortliche Arbeitsweise aus  Du kannst dich schnell in neue Themen einarbeiten und arbeitest gerne mit verschiedenen Stakeholdern zusammen Weder Königreiche noch Goldberge - aber viele andere Belohnungen: Kein Tag gleicht dem anderen, keine Karriere der anderen. Arbeite in einem dynamischen, abwechslungsreichen Umfeld, das dir individuelle Karriere- und Entwicklungsmöglichkeiten bietet. Alle unsere Mitarbeitenden haben zudem Zugriff auf unzählige Onlinekurse unserer Weiterbildungsplattform. Gemeinsam schreiben wir schleich® Geschichte. Werde Teil eines motivierten Teams, das sich gegenseitig unterstützt und zusammen Erfolge feiert. Genieße außerdem die Vorteile eines hybriden Arbeitsmodells: Bis zu 40% deiner wöchentlichen Arbeitszeit kannst du remote arbeiten. Das schmeckt! Du bekommst je nach Standort ein Verpflegungsbudget von bis zu 75,00 Euro netto pro Monat.  Freu dich über tolle Rabatte auf unsere schleich® Produkte, die nicht nur Kinderherzen höherschlagen lassen. Pause von den Abenteuern bei Schleich? Freu dich über 30 Tage Urlaub im Jahr und ein hybrides Arbeitsmodell ohne Kernarbeitszeiten. Du möchtest eine aktive Rolle in unserer Story spielen? Wir freuen uns auf deine Online-Bewerbung. Das geht ganz einfach und schnell und stellt den Schutz deiner persönlichen Daten sicher. Dein Lebenslauf reicht aus.   Hast du noch Fragen zu den Aufgaben der Stelle oder zu deinem Bewerbungsstatus? Lena hilft dir gerne weiter: [email protected]  

Minimum qualifications:

- Bachelor's degree or equivalent practical experience.
- 5 years of experience in product management or related technical role.
- 2 years of experience developing or launching products or technologies within Artificial Intelligence or Machine Learning (AI or ML).
- EU Citizenship required.

Preferred qualifications:

- 3 years of experience in a business function or role (e.g., strategic marketing, business operations, consulting).
- 3 years of experience in a role preparing and delivering technical presentations to executive leadership.
- 2 years of experience in software development or engineering.
- Understanding of business, channels, partnerships, ISVs, and marketing, with a portfolio level view of the business to drive growth.
- Understanding any one of the key cloud technologies (Compute, network, Storage, AI, Data) and can effectively map application and solution level customer requirements to technical requirements.

About the Job

At Google, we put our users first. The world is always changing, so we need Product Managers who are continuously adapting and excited to work on products that affect millions of people every day.

In this role, you will work cross-functionally to guide products from conception to launch by connecting the technical and business worlds. You can break down complex problems into steps that drive product development.

One of the many reasons Google consistently brings innovative, world-changing products to market is because of the collaborative work we do in Product Management. Our team works closely with creative engineers, designers, marketers, etc. to help design and develop technologies that improve access to the world's information.  We're responsible for guiding products throughout the execution cycle, focusing specifically on analyzing, positioning, packaging, promoting, and tailoring our solutions to our users.

**Due to the nature of this role of operating in highly restricted/secure customer environments, candidates may be required to obtain security clearance which is only obtainable by EU-nationals. **

As a Product Manager you are responsible for delivering the user experience for customers across both air-gapped and connected use cases. You will define and execute the training and documentation strategy for Google Distributed Cloud (GDC), covering pre-sales and post-sales training for customers and partners.

Google Cloud accelerates every organization’s ability to digitally transform its business and industry. We deliver enterprise-grade solutions that leverage Google’s cutting-edge technology, and tools that help developers build more sustainably. Customers in more than 200 countries and territories turn to Google Cloud as their trusted partner to enable growth and solve their most critical business problems.

- Work with partner teams during product design and development to implement the requirements to turn Product Requirements Documents into Objectives and Key Results for one or more teams.
- Develop and secure buy-in for a product goal that identifies, defines, and supports the overall product narrative and direction.
- Deliver launches, maintenance, and retirement in collaboration with other cross-functional teams and stakeholders.
- Advocate products with customers, partner and industry analysts and be the aspect of the product at Industry events.
- Enhance business by driving business acceleration programs and sponsoring opportunities.

Minimum qualifications:

- Bachelor's degree or equivalent practical experience.
- 5 years of experience in product management or related technical role.
- 2 years of experience developing or launching products or technologies within Artificial Intelligence or Machine Learning (AI or ML).
- EU Citizenship required.
**
**

Preferred qualifications:

- 3 years of experience in a business function or role (e.g., strategic marketing, business operations, consulting).
- 3 years of experience in a role preparing and delivering technical presentations to executive leadership.
- 2 years of experience in software development or engineering.
- Understanding of business, channels, partnerships, ISVs, and marketing, with a portfolio level view of the business to drive growth.
- Understanding any one of the key cloud technologies (Compute, network, Storage, AI, Data) and can effectively map application and solution level customer requirements to technical requirements.

About the Job

At Google, we put our users first. The world is always changing, so we need Product Managers who are continuously adapting and excited to work on products that affect millions of people every day.

In this role, you will work cross-functionally to guide products from conception to launch by connecting the technical and business worlds. You can break down complex problems into steps that drive product development.

One of the many reasons Google consistently brings innovative, world-changing products to market is because of the collaborative work we do in Product Management. Our team works closely with creative engineers, designers, marketers, etc. to help design and develop technologies that improve access to the world's information.  We're responsible for guiding products throughout the execution cycle, focusing specifically on analyzing, positioning, packaging, promoting, and tailoring our solutions to our users.

**Due to the nature of this role of operating in highly restricted/secure customer environments, candidates may be required to obtain security clearance which is only obtainable by EU-nationals. **

As a Product Manager you are responsible for delivering the user experience for customers across both air-gapped and connected use cases. You will define and execute the training and documentation strategy for Google Distributed Cloud (GDC), covering pre-sales and post-sales training for customers and partners.

Google Cloud accelerates every organization’s ability to digitally transform its business and industry. We deliver enterprise-grade solutions that leverage Google’s cutting-edge technology, and tools that help developers build more sustainably. Customers in more than 200 countries and territories turn to Google Cloud as their trusted partner to enable growth and solve their most critical business problems.

- Work with partner teams during product design and development to implement the requirements to turn Product Requirements Documents into Objectives and Key Results for one or more teams.
- Develop and secure buy-in for a product goal that identifies, defines, and supports the overall product narrative and direction.
- Deliver launches, maintenance, and retirement in collaboration with other cross-functional teams and stakeholders.
- Advocate products with customers, partner and industry analysts and be the aspect of the product at Industry events.
- Enhance business by driving business acceleration programs and sponsoring opportunities.

In Munich, we are looking for you to join us in a full-time permanent position starting now as Technical Product Owner/IT Tribe Lead (all genders) at Consors Finanz.

Consors Finanz BNP Paribas stands for financial self-determination in every life situation. We focus on financing, payment and insurance solutions that can be flexibly adapted to our customers' ability to pay.

BNP PARIBAS: WHO WE ARE

How do you imagine working at a bank? Probably not like this: at BNP Paribas, everyone is on first-name terms and we wear the clothes we feel good in. We live diversity, team spirit and sustainability. At BNP Paribas, you will find a secure job, plenty of space for your ideas and a suitable professional solution for your individual life situation. Your potential is limitless - and so are your development opportunities. We don't give empty promises, we convince with action: we - that's around 183,000 employees in 63 countries. We are the leading bank in the European Union. We are the "world’s Best Bank for Sustainable Finance 2022" (Euromoney). We are Top Employer 2024. We are: The Bank for a Changing World.

TASKS & RESPONSIBILITIES: WHAT AWAITS YOU

- You support the entire application lifecycle for Consors Finanz applications (concept, design, test, release and support).
- You work closely with lead developer, application managers and enterprise architect to define the technical solution for new features.
- You supervise and control the external developers during sprints.
- You ensure governance of tiers providers.
- You are responsible for the troubleshooting and the debugging to optimize performance and stability.
- You define IT strategy refining from Business strategy.
- You take over the hierarchical management of the development team.

EXPERTISE & SOFT SKILLS: WHAT YOU OFFER

- Operational experience in IT develepment, with past projects available to demonstrate this proficiency
- Knowledge of Core banking system, DMS and external software integration
- Understand complex business and functional requirements and produce technical specification
- Experience with Cloud environment is a plus
- Experience in building and ensuring respect of a budget
- Familiarity with agile development concepts (SCRUM)
- Fluent in English, ability to communicate in German is a plus

You don't meet every criterion? No problem, you are more than welcome to apply anyway. It is important for us that you can develop and grow in this position.

Diversity is a strength for us. We are convinced of the numerous advantages of diverse perspectives, experiences and competencies. Our aim is therefore to select candidates in an unbiasedly and open-mindedly: Your CV should contain information on your education and work experience - that's all we need. You can find out more about our D&I commitment here.

BENEFITS: WHAT WE OFFER YOU

- Mobile working possible - 2 days in the office, 3 days at home
- Modern workplace with a feel-good atmosphere (height-adjustable desks, colour-, light- and acoustic concept, etc.
- Communication at eye level
- A wide range of training and development opportunities, including external
- (Inter-)national career prospects at the BNP Paribas Group
- Subsidy for public transport, car and bike leasing
- Support for your family life - with the services of benefitatwork and voiio
- Company pension scheme
- Corporate benefits (for more than 1,500 well-known providers)
- 30+ vacation days


DO YOU WANT TO SHAPE A CHANGING WORLD?

Apply now, in only 5 minutes.Please send us your application documents exclusively via our online portal. Unfortunately, we cannot consider applications by email or on paper for the protection of your data.

BNP PARIBAS: ONE BANK – MULTIPLE OPPORTUNITIES

From investment banking, vehicle leasing and real estate consulting to insurances, private banking and financing - the range of products and services BNP Paribas offer is very diversified. To ensure the highest level of expertise and the best service for our private, corporate and institutional clients in each individual business area, BNP Paribas in Germany is organized in twelve business lines: this makes the Bank a strong partner, even in times of crisis and rapid change. This is what almost 6,000 employees in Germany stand for. This is what six million private clients and around 5,000 corporate and institutional clients in Germany rely on.

About Consors Finanz BNP Paribas

In Germany and Austria, our 1,500 employees work in five locations: Berlin, Braunschweig, Duisburg, Munich and Vienna. Consors Finanz BNP Paribas stands for financial self-determination in every life situation. We focus on financing, payment and insurance solutions that can be flexibly adapted to our customers' ability to pay. Whether dynamic credit lines, individual financing or customizable card products - with digital banking from Consors Finanz, our customers take their liquidity into their own hands. In doing so, we rely on innovative technologies, the highest security standards, and responsible lending. In this way, we are actively forming the future of digital payment and financing - for our more than two million customers and 12,000 retail partners.